Also called: Khata certificate, Khata extract, E-khata
The municipal record of who pays property tax on a property. An A khata property is fully legal for loans and resale; a B khata one has irregularities.
How it works and what to check
Khata is the Karnataka term, used especially in Bengaluru, for the municipal property account in the owner's name. It records the property, its size and the tax assessed. The khata certificate confirms the entry; the khata extract gives the details.
Banks and buyers look at whether a property is A khata or B khata. Karnataka has been moving these records online as e-khata and has run schemes to move eligible B khata properties to A khata, so check the current position with the municipal body.
A khata is a tax and municipal record, not a title document. The sale deed and the chain of earlier deeds prove ownership.
Common questions
Is khata proof of ownership?
No. It shows who is assessed for property tax. Ownership comes from the registered sale deed and the earlier title documents.
What is e-khata?
The digital khata record that Karnataka's urban bodies have been issuing. In Bengaluru it has become a requirement for registration and for moving a B khata property to A khata.