In Bengaluru, an A khata is issued to property that is fully compliant with planning and building approvals and on which property tax is paid. A B khata records property with irregularities, such as an unapproved layout or a missing land-use conversion, mainly so that property tax can be collected. A B khata does not regularise the property.
Side by side
Factor
A khata
B khata
Where used
Bengaluru and other Karnataka urban bodies
Bengaluru and other Karnataka urban bodies
Meaning
Property compliant with approvals
Property with planning or approval irregularities
Property tax
Paid
Paid; the B register exists to collect it
Building plan approval
Can be obtained
Generally not, until the khata is converted
Home loans
Widely available
Many lenders decline or restrict
Resale
Straightforward
Fewer buyers; lower lender appetite
Conversion
Not needed
Possible under schemes the state or authority announces, for a fee
When A khata matters
If you need a home loan, a building plan approval or an easy resale, look for an A khata property.
When B khata matters
If a property has a B khata, find out why, whether it is eligible for conversion under the current scheme, and what that would cost before you pay anything.
In more detail
Bengaluru now issues khatas as e-khatas, and the Greater Bengaluru Authority has run schemes to convert eligible B khata properties to A khata on payment of a fee. Eligibility, fees and deadlines have changed more than once, so check the authority's current notification.
A khata is a municipal tax record, not a title document. Check the chain of sale deeds and an encumbrance certificate whatever the khata says.
Other states use different names for the municipal tax record, and "A" and "B" registers in other places may mean something else.
Common questions
Is a B khata property illegal?
A B khata means the property has planning or approval irregularities. It is recorded for tax but not regularised. Whether it can be converted depends on the current scheme.
Can I get a home loan on a B khata property?
Many lenders decline or restrict loans on B khata property. Ask your lender before paying an advance.
How do I convert a B khata to an A khata?
Through a conversion scheme announced by the state or the Greater Bengaluru Authority, if the property is eligible, on payment of the fee. Terms change, so check the current notification.
Sources
Greater Bengaluru Authority notifications on e-khata and B khata to A khata conversion; terms change, so check the current notice
A plain-language summary, not legal or tax advice. Rules set by states differ and change; check the current position for your property.