The price is not the whole bill. Pick the state and the buyer, and the stamp duty rate fills in from the state figures we record; change any figure to match your deal. Everything runs in your browser; nothing you type is saved or sent.
Total cost of buying
The price plus everything paid around it.
₹75 lakh
₹50,000
Total outlay
₹81,50,000
Stamp duty ₹4,50,000 · registration ₹75,000
Brokerage ₹75,000 · other ₹50,000
TDS of ₹75,000 is held back from the seller's payment and deposited by you — part of the price, not an extra cost
Stamp duty defaults to the Maharashtra rate we record (Department of Registration and Stamps, Maharashtra (IGR Maharashtra)); registration charges vary, see stamp duty in Maharashtra. Duty is charged on the higher of the agreement value and the circle rate. Affordable housing GST applies up to ₹45 lakh and a carpet area of 60 sq m in metros or 90 sq m elsewhere.
Sources: Stamp duty: each state's registration department, as recorded on the stamp duty pages; GST: Notification 03/2019-Central Tax (Rate); TDS: section 194-IA of the Income-tax Act, 1961 (for transactions before 1 April 2026; the Income-tax Act, 2025 applies from then, with renumbered sections).
Common questions
Is GST charged on a resale or ready flat?
No. GST applies to under-construction property sold before the completion certificate: 5% without input tax credit, or 1% for affordable housing.
Is TDS an extra cost for the buyer?
No. Where the price is ₹50 lakh or more, the buyer holds back 1% from the payment to the seller and deposits it with the tax department; it is part of the price.
On what value is stamp duty charged?
On the higher of the agreement value and the government's circle rate (guidance or ready reckoner value) for the property.