4 BHK Independent house for Sale in Lower Koti, Shimla
Lower Koti, Shimla
EMI from ₹42,350/month at 8.5% for 20 years, 80% loan
₹2,399/sq ft · about 127% above the median of 35 homes for sale in Shimla
Medians of asking prices on this site, measured on built-up area. Asking prices, not sale prices or a valuation. Lower Koti has too few comparable listings, so this compares with Shimla as a whole.
- 2,543 sq ft built-up
- 4 BHK
- Ready to move
- Semi-furnished
- 3 baths
Location
Lower Koti, ShimlaPincode 171207
About 22.5 km from Shimla centre
Approximate area. The circle covers roughly 500 m; the exact address is not shown. The pincode is a postal zone, not a locality.
About this property
Owner-built house in Lower Koti with 4 rooms, kitchen and separate bath. School and primary health centre within walking distance. Separate cattle shed and storage room at the back. Asking ₹61 Lakh, negotiable. Site visits on weekends.
Amenities
- Power backup
Price and costs
Medians of asking prices on this site for homes for sale, measured on built-up area. Not a valuation.
Lower Koti has too few comparable listings, so this compares with Shimla as a whole.
Is this price fair?
Anonymous. Only the totals are ever shown.
What you will actually pay
Indicative figures. Your lawyer and bank will confirm the exact amounts.
A woman buyer pays 4% stamp duty in Himachal Pradesh.
Stamp duty from Department of Revenue, Himachal Pradesh (HimRis), checked 23 Sep 2026; not yet confirmed against the latest notification. Charged on the higher of the price and the government value. EMI assumes 80% funding at 8.5% over 20 years: ₹42,350 a month.
More in Lower Koti: all listings · Shimla rates per sq ft · Shimla property market
Before you pay
This listing doesn’t show these yet. Ask for them before you pay any token amount.
- Title documents (sale deed and the chain of earlier deeds)
- Encumbrance certificate (no loans or claims on it)
- Approved building plan or floor plan
Who is selling
Posted 19 Jul 2026 · confirmed available 4 Sept 2026.
Similar properties
The same kind of property in Shimla, priced between half and twice this one.
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