3 BHK Independent house for Sale in Saya Kalan, Ludhiana

Saya Kalan, Ludhiana

₹11 L₹814/sq ft on 1,352 sq ft built-up

EMI from ₹7,637/month at 8.5% for 20 years, 80% loan

₹814/sq ft · about 20% below the median of 61 homes for sale in Ludhiana

Medians of asking prices on this site, measured on built-up area. Asking prices, not sale prices or a valuation. Saya Kalan has too few comparable listings, so this compares with Ludhiana as a whole.

1,352 sq ft built-up
3 BHK
Ready to move
Semi-furnished
3 baths

Confirmed available 170 days ago

Listed by Deepa Yadav

Location

Saya Kalan, LudhianaPincode 141118

About 4 km from Ludhiana centre

Approximate area. The circle covers roughly 500 m; the exact address is not shown. The pincode is a postal zone, not a locality.

About this property

Pucca family house near the main road in Saya Kalan with a front yard. Roof is RCC with stairs to the terrace; walls recently painted. About 15 km from Ludhiana with regular bus service. Separate cattle shed and storage room at the back. Price ₹11 Lakh. Call to arrange a visit.

Configuration

3 BHK

Built-up area

1,352 sq ft

Bathrooms

Furnishing

Semi-furnished

Age

1-5 years

Facing

East

Amenities

Water supply
Electricity

Price and costs

Medians of asking prices on this site for homes for sale, measured on built-up area. Not a valuation.

This listing₹814/sq ft

Median of 61 in Ludhiana₹1,023/sq ft

Saya Kalan has too few comparable listings, so this compares with Ludhiana as a whole.

Is this price fair?

Anonymous. Only the totals are ever shown.

What you will actually pay

Indicative figures. Your lawyer and bank will confirm the exact amounts.

Asking price₹11 L

Stamp duty (Punjab, 7% general rate)₹77,000

Registration (1%)₹11,000

Legal and paperwork (allowance)₹25,000

Total to close₹12.1 L

Cash up front (20% down + charges)₹3.3 L

A woman buyer pays 5% stamp duty in Punjab.

Stamp duty from Department of Revenue, Rehabilitation and Disaster Management, Punjab, checked 23 Sep 2026; not yet confirmed against the latest notification. Charged on the higher of the price and the government value. EMI assumes 80% funding at 8.5% over 20 years: ₹7,637 a month.

More in Saya Kalan: all listings · Ludhiana rates per sq ft · Ludhiana property market