Rent vs buy in Kolkata
Compare what renting and buying the same home would cost you over the years you plan to stay. Enter your own figures; nothing is saved or sent.
Your numbers
The home you are weighing up.
Result
Net cost over 10 years.
Enter a price and a monthly rent to compare.
How to compare renting and buying
- Buying cost: down payment, stamp duty and registration (taken here as 7% of price), EMIs, upkeep, less what the home is worth when you leave and the loan still owed.
- Renting cost: all rent paid, rising each year, less what your down payment and buying costs would have earned invested.
- Compare over the same years. Short stays favour renting because buying’s one-time costs have little time to recover.
- Check the stamp duty for your state and the EMI calculator for exact figures.
We show Kolkata medians only once at least 5 real listings back both the sale and rent figure.
Homes in Kolkata
Common questions
Is it better to rent or buy a home in Kolkata?
It depends on how long you will stay, the loan rate, what your down payment could earn elsewhere and how fast rents and prices move. Put your own numbers into the calculator above and compare the net cost over the same number of years.
What costs of buying are easy to miss?
Stamp duty and registration, loan processing, maintenance, property tax and the return your down payment would have earned if invested.
How long should I plan to stay before buying makes sense?
Buying carries large one-time costs, so it usually needs several years to catch up with renting. The calculator shows the break-even for your inputs.