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Buying · checklist

Before you pay a token amount

The five minutes of paperwork that save the next five months.

The essentials

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  • See the title chainAsk for the last two sale deeds, not only the current one. Gaps in the chain are the most common problem.
  • Pull the encumbrance certificateThirteen years is the usual ask. It shows any registered loan against the property.
  • Match the planCompare the approved building plan with what is built. An unapproved extra floor becomes your problem.
  • Check the duesProperty tax receipt, electricity bill and society dues, all in the seller's name and current.
  • Get it in writingWhatever the seller promises about the token, the deadline and the refund, put it in the agreement to sell.