Question 1

What does ready-to-move mean?

Accepted Answer

The building is complete and the developer has received the occupancy certificate, so the home can be registered and occupied immediately after the sale deed.

Question 2

Is GST payable on a ready-to-move flat?

Accepted Answer

No. GST applies to under-construction property. A completed home with an occupancy certificate is treated as an immovable-property sale, so only stamp duty and registration charges apply.

Question 3

What should I check before buying ready-to-move?

Accepted Answer

Occupancy certificate, completion certificate, latest property tax and maintenance receipts, society NOC, and an encumbrance certificate confirming there is no outstanding loan on the unit.

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